Am I Entitled to Benefits?

Keep in mind that if a neighbor, friend, or acquaintance asks you to help out around his or her home and is willing to pay you for it, you a most likely not entitled to workers’ compensation benefits if you become injured.

According to Labor Code Section 3352 you are exempt from Workers’ Compensation Benefits if you are employed for fewer than 52 hours or earn less than $100 within 90 days of the calendar year while working in a home-related or personal services type job.

So the next time Mrs. Smith asks you to hang her Christmas Tree Lights for $50 and you fall off the ladder, look to your private insurance for coverage.